![The Power of Mortgage Pre-Approval [INFOGRAPHIC]](https://www.stigbergquist.com/wp-content/uploads/sites/67/2021/05/The-Power-of-Mortgage-Pre-Approval-INFOGRAPHIC-Copy.png)
by Stig Bergquist | May 7, 2021 | Buyers, Buying Myths, First Time Home Buyers
Some Highlights Mortgage pre-approval means a lender has reviewed your finances and, based on factors like your income, debt, and credit history, determined how much you’re qualified to borrow. Being pre-approved for a loan can give you clarity while planning your...
by Stig Bergquist | Apr 28, 2021 | Advice For Buyers, Buying a Home, Buying Myths, Housing Market Updates
The question many homebuyers are facing this year is, “Why is it so hard to find a house?” We’re in the ultimate sellers’ market, which means real estate is ultra-competitive for buyers right now. The National Association of Realtors (NAR) notes homes are getting an...
by Stig Bergquist | Mar 3, 2021 | Buyers, Buying Myths, Housing Market Updates
Whether you’re buying your first home or selling your current house, if your needs are changing and you think you need to move, the decision can be complicated. You may have to take personal or professional considerations into account, and only you can judge what...
by Stig Bergquist | Feb 23, 2021 | Buyers, Buying Myths, First Time Home Buyers
We’re currently experiencing historically low mortgage rates. Over the last fifty years, the average on a Freddie Mac 30-year fixed-rate mortgage has been 7.76%. Today, that rate is 2.81%. Flocks of homebuyers have been taking advantage of these remarkably low rates...
by Stig Bergquist | Feb 11, 2021 | Buyer, Buying Myths, First Time Home Buyers
Headlines matter. Right now, it’s hard to read about real estate without seeing a headline that suggests homes have become unaffordable for most Americans. In reality, there’s hard evidence that shows how owning a home is more affordable than renting in most parts of...
by Stig Bergquist | Feb 3, 2021 | Buyers, Buying a Home, Buying Myths
Is the idea of saving for a down payment holding you back from buying a home right now? You may be eager to take advantage of today’s low mortgage rates, but the thought of needing a large down payment might make you want to pump the brakes. Today, there’s still a...
